Bank Cooperative Fund Management Solution

Capital allocation mainly realizes the collection of funds between the upper and lower levels of the capital center, the income account fund collection between the first level account and the two level accounts, and the overdraft of the expenditure account.

In the management platform, there are many mature strategies for fund allocation, such as zero balance collection, quota collection, proportional collection, reserve limit collection, and timing or real-time collection, and manual collection.

Similarly, in the allocation of funds management, cross platform platform and bank cash management can also be used in combination.

If the overdraft function of a corporate account is combined with the zero balance management of the cross platform, at the end of the business day, if the sub account has an overdraft amount, it can be filled out from the total account to prevent interest expense.

At present, many large business groups have more cooperative banks and more accounts.

Often it is necessary to jump back and forth between different bank networks.

Error prone and low efficiency.

The cross bank cash management platform integrates all bank and company direct bank into a work page, and the financial teller only needs to log on the cross platform to complete the daily settlement operation of all bank accounts.

At the same time, the daily settlement can also be completed by using the virtual account system and other account system provided by the bank, which is convenient and fast and has more fine management functions.

The fundamental purpose of cash flow management is to control cash outflow and increase cash inflow.

To increase cash inflow, we can generally accelerate the collection of accounts receivable and carry out bank financing investment measures and so on; while controlling cash outflow, on the one hand, we need to reduce unnecessary expenses; on the other hand, we must strictly control the payment nodes of accounts payable, and we can never pay early payments, and we must ensure that every enterprise has the maximum efficiency of using every penny.

The interbank cash management platform mainly implements centralized management of business paction such as the registration of commercial bills, self preservation of member units, depository, settlement, internal discounting, external discounting, endorsement pfer, pledge, collection, automatic early warning of bills, and so on. Based on all kinds of data, various statistical results and analysis reports are formed, which can fully and accurately reflect the reality of the past and accurately predict the future business situation.

Similarly, cross bank cash management platform note management can also be integrated with commercial bank note pool business.

Such as: integrating with the trusteeship trusteeship of Xingye Bank, the enterprise introduced the bank into the bill management system, which not only solved the problems of large bills and difficult management, but also integrated the bill management into the whole cash management platform, which made the cash monitoring system of enterprises more complete.

Another example is: integrating with the Bank of communications's bill pool, the enterprise will solve the problem of management by issuing bills or trusteeship or pledge to banks, and also get credit for bills, thus forming an efficient bill cash pool.

The above fine management integration is based on the interbank cash management platform, which is based on the electronic business process management of commercial bills.

Finally, a platform can not only achieve fine business management of enterprise funds, but also enjoy all kinds of management and financial services provided by commercial banks.